Mortgage & Home Financing Information
Buying a home is one of the most important financial decisions you'll ever make. Whether you're purchasing your first home, moving up to a larger home, downsizing, or investing in real estate, understanding your financing options is the key to a successful home purchase.
With more than 46 years of experience serving buyers throughout St. Augustine and Northeast Florida, Steven R. Walt understands that every buyer's financial situation is unique. That's why he works with a network of trusted local mortgage professionals who can help you explore loan options and find a financing solution that fits your goals and budget.
From conventional, FHA, VA, and USDA loans to financing for second homes and investment properties, today's lenders offer a wide variety of mortgage programs. Interest rates, loan terms, and qualification requirements can vary, making it important to compare your options and obtain a mortgage pre-approval before beginning your home search.
If you're looking for a knowledgeable local lender, Steven is happy to connect you with experienced mortgage professionals who are committed to exceptional service and competitive financing options. Whether you have questions about down payments, credit requirements, monthly payments, or the home-buying process, we're here to help every step of the way.
Use the mortgage calculators below to estimate monthly payments, determine affordability, and explore financing scenarios as you prepare to purchase your next home.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.